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Life/AD&D and Disability Programs

 

Life/AD&D Program
The Life/AD&D Program is a offered through Reliance Standard. This plan will pay an amount equal to two (2) times annual salary to the identified beneficiary if the employee dies from an illness or injury.

 
Life/AD&D
Two Times Annual Salary ($200,000 maximum)

 

Short Term Disability Program
The Short Term Disability Program is offered through Reliance Standard. This program is designed to provide short term income in the event of an illness or disability.

 
Waiting Period
7 days
Maximum Weekly Percentage
60%
Maximum Weekly Benefit Payable
$1,000
Benefit Duration
12 Weeks

 

Long Term Disability Program
The Long Term Disability Program is offered through Reliance Standard. This program is designed to provide long term income in the event of an illness or disability.

 
Waiting Period
90 days
Maximum Monthly Percentage
60%
Maximum Monthly Benefit Payable
$5,000
Benefit Duration
To Age 65 for Full Benefit; Reduced benefit to age 69

Please note that the above benefits are an overview. Exact coverage and exclusions are available in the summary plan description booklet.


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