Employee Benefit Program Components

Medical Plans
PPO, HMO, EPO, POS, Indemnity, Triple Option, Cafeteria, Flexible Benefits and International Benefits.

Dental Plans
DMO, PDO, PPO, and Traditional.

Life and AD&D Insurance
Basic packages to multiples of salary, executive carve outs, voluntary plans.

Short and Long Term Disability (LTD) Insurance
Income replacement, the best value for your employee benefit dollar and an important part of every employee benefit program.

Pension and Profit Sharing Plans, 401(k) Plans
We review the full range of retirement plans available taking into account administration costs, customer service, investment options, and government requirements.

IRC Section 125 Flex Plans (Cafeteria Plans)
These plans allow for significant tax savings, section 125 plans are typically profit centers for the employer.

Specialty Products
Employee Assistance Plans (EAP), Vision Plans, Specialty PPO Networks, and Voluntary Employee Benefit Programs are all important additions to the package.

 

 

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